What is gap insurance and How does it work in New York? Gap coverage is an optional insurance policy that you can purchase if you want additional coverage for your car. Although gap insurance is not required by law in New York, you may still be required to purchase it. For example, let’s say you … Read more
The deductible on your car insurance is the amount you must pay out of pocket when you submit an accident or broad claim with your insurance carrier. The deductible you choose will affect your premium, and it can be important to choose one that you can afford to avoid financial stress should something go wrong. … Read more
What is short term auto insurance and how to get it in california California drivers seeking short-term car insurance can choose for six-month coverage rather than yearly ones. Some carriers may advertise one-week or one-month insurance policies, but these are not legitimate insurance options and are not intended to work the way traditional auto insurance … Read more
Driving without insurance in wyoming While driving without insurance in Wyoming may seem like a good way to save money, it can have major implications. This is especially true if you are involved in an accident and are not insured. You might face penalties, license suspension, and potentially jail time if you are discovered driving … Read more
How a speeding ticket affects your insurance in New Jersey Getting a speeding ticket in New Jersey is like raising the speeding rate on your car insurance. Different states and insurance companies penalize speeding differently, so the consequences may vary depending on where you live and what insurance company you have. In New Jersey, for … Read more
How a speeding ticket affects your insurance in Massachusetts Avoiding speeding is a great way to save money on auto insurance in Massachusetts. According to a 2023 Bankrate study, the average cost of auto insurance in Massachusetts before a speeding ticket is $1,262. After a speeding ticket, the average price is $1,668, an increase of … Read more
What exactly is roadside assistance and what does it include? A flat tyre, flat battery, or engine failure can keep you from getting where you need to go. Fortunately, that’s exactly what roadside assistance is for. Roadside assistance can be a good purchase for certain drivers, whether they are unable to replace their own tires … Read more
What is State Farm Steer Clear and How does it work? Younger drivers face higher risks and higher insurance premiums than their older, more experienced counterparts. Time and experience helps eliminate these costs—on average—and fortunately there are ways to speed up the process. State Farm offers a use-based insurance program for eligible young drivers called … Read more
The Massachusetts hit and run can affect your insurance if you have insurance—even if you’re not at fault. A hit and run is any incident in which one of the parties involved leaves the scene without exchanging information. It is also considered a hit and run if the driver hits a fixed object, such as … Read more
New vs used car insurance The main points One of the factors affecting car insurance costs is the age of the car. Types of coverage, coverage costs, and deductibles also play a role. Comprehensive and collision coverage is usually required for new and used vehicles that are leased or financed. Certain safety features in new … Read more